Sample Letter to Close Bank Account – 6 Templates

Dear [Bank Representative],

I am writing to inform you that my [relationship to the deceased], [Name of the deceased], has passed away on [Date of death]. As the executor of their estate, I would like to request the closure of their bank account with your institution. The account number is [insert account number].

I kindly request that you provide me with the necessary information and procedures for closing the account. If there are any forms that need to be completed or documents that need to be submitted, please let me know so I can arrange to provide them as soon as possible.

I understand that there may be outstanding balances or fees associated with the account. Please inform me of any steps that need to be taken to ensure that this process is completed smoothly and any outstanding balances or fees are settled.

I will provide you with a copy of the death certificate and any other required documentation to assist in the closure of the account. If there are any further questions or concerns, please do not hesitate to contact me.

Thank you for your attention to this matter during this difficult time.

Sincerely,

[Your Name]

While canceling your account, check and double-check to ensure that cheques or automated payments do not automatically pay for your account. Then, change your direct deposit instructions to your new account and wait until you notice that you have updated your account before closing.

Sample Letter to Close Bank Account Because of Moving to Different Location

Empty Bank account

Usually, before you send a letter, shut it, and you should empty your Bank account. In most situations, the money you transfer gets into your hands faster than if you wait for the bank to handle your application. You may send yourself funds online, including fundamental transfers from bank to bank, in numerous quick and freeways. Apps and services for non-banks

The work can also be done with applications and non-bank services

If you do it yourself, you will know when and where to anticipate money. The option is to wait for an e-mail check (which you must deposit before retirement and spend the money on). Be careful not to deplete your previous account too fast if charges or costs are incurred. Any price or charge you cannot afford might delay the procedure.

You only have to request (whether written or clicked on the button) to close your bank account. The language does not matter most. You need not be instructed to do it “soon” or “soon” since you’ll accomplish it sooner or later than feasible.

Lenders don’t pull their feet unless someone notices and exerts weight. Just make it easy for the individual who opens your e-mail, and it will be faster and more accurate to tell them precisely what to do and where to pay the money. If you have issues against the bank, provide comments individually and wait until you have terminated your account.

Why do people close bank accounts?

Conclusion

Though not always necessary, adding a further financial protection layer to the hand-signed letter to request an account closure is easy. If there are any problems or errors, the critical information, such as what you asked specifically and where any residual cash should go, is written down and dated – remember to maintain a copy yourself. If it is sometimes tricky, ensure you reach the discrepancies as soon as you realize them. Be straightforward in your customer care discussions, but don’t damage bridges. A clear comment will only make clear communication, not speed up the procedure.