Personal Finance – Page 21

What is a property deed? A property deed is a legal document showing the land and property chain of ownership. In property deed documents, you can see past real estate ownership transfers from sellers to buyers. Property deeds are legal records predominantly used in real estate that legitimately mention the property's transference from the seller to the buyer. Land or anything connected to the land, including buildings and roads, is categorized as real property. For the property deed to be respected legally, the document must include the credentials details of the seller and the buyer and the explicit representation of the property. A property deed should satisfactorily mention the signature of both parties that are legally involved in the process. The prerequisites for the deed to be considered legal apply to the document writing. The seller should sign the property deed under the legal capacity to transfer the property. The deed must also be legally conveyed and sent to the buyer and those deciding on the buyer’s behalf. A deed is an important legal document as it clarifies and dictates the ownership rights to the new proprietor. How to Find a Deed to a House? To find a deed to a house, you must visit your recorder, county clerk, auditor, or state registry of deeds. However, you can only get the complete history for property deeds if you see the office and request physical records. A property deed falls under the legal category. Still, the details mentioned on the deed, including the location, boundaries, personal information, and identification of the previous and current owner, fall under the classification of public record. The details of the property rights can be easily acquired if you have the ownership information and the residence address. The property assessor or appraiser can extract the property assessor, or the appraiser can extract the previous and current ownership details. Are deeds public records? Yes, property deeds are public records, and they are available at the Office of Assessor-Recorders or County Recorders Office. The main task of the property appraiser and assessors is to understand the worth of a property, so the legal information along with the property details are transferred to the public office as soon as the ownership status changes. You also have the option to visit the register of deeds or recorder of deeds for the particular county to evaluate further details provided if the address and location of the property are known. How to find property deeds directly? To find property deeds, you need to visit physical or online at the Office of Assessor-Recorder's County Recorders Office. All additional copies of property deeds are available as public records. But now, let us see if we can do everything online. Before you go online to search, you need to know the name of the house deeds. How do you check the name on house deeds? You can get the name on the house deeds from a tax collector or assessor to check the name. However, if you can not get that information from them, you can find information from the county's land records (from the county clerk) or the recorder of deeds. Now you can quickly get all the essential information. How can I view a deed online for free? To find property deeds online for free, you must start using the tax assessor website. Here, you can see the records section and examine the sales dates, current owner, current valuation, and price history. Here is an example of how to find the deed to your house online in the video below: You need to contact the property tax assessor’s office and provide details regarding the house's exact location, including county, town, or city. The assessment information is also sometimes available on the municipality’s website, where you can search by the exact address to retrieve the owner’s name. Another option is to contact the assessor’s office by phone and provide the house address to the representative or agent who can assist you in finding the ownership information. Not always, but you may be required to pay a small fee to track down the house location and information. The property tax office can also be contacted to search for the home's location if you cannot access the assessor’s office. The ownership documents and previous records are found at the property tax office. Contacting the assessor’s office is the right bet to receive up-to-date information. Most of the data is available online, so reaching the tax assessor’s office can be performed online or by calling the customer service agent. The proprietorship details of the property are typically found at the tax assessor’s office if the owners are paying taxes on the property. The official website of the county tax assessor is available online. The detailed search will take you to the exact search without further and complicated navigation. If you have the property identification number, the investigation will be trouble-free, and the reference number will take you directly to the required page. It may also be called Accessor’s Identification Number and Property Number. However, it can be lengthy and monotonous, and the link between the county‘s website and technology is inconsistent. You will get the exact property details with limited information involving the owner's name and the mailing address to where the tax is usually sent. If you fail to retrieve information through the tax collector or assessor, you can also visit the land records department of the particular county. The county clerk usually collects the official records and ownership details, the deeds recorder, or the deeds register. You can also visit the county‘s website to gain more information. The clerk may assist in tracking the land records for the current property deeds. The policies and regulations vary according to the counties, towns, and states, so the clerk sitting behind the phone desk can provide a better insight on the latest property dates. Some assistants and clerks also need to respect the local privacy regulations; therefore, some municipalities will adhere to the laws and avoid disclosing the information immediately. However, you can still get your hands on recent property deeds by filling out particular request forms or visiting the office in person. If the property is located and situated in a big city, you can see the cities’ records rather than small towns or counties. Usually, City Hall reveals the location and the property records if the house is in a bigger city. Some common problem that you can see is an exchange of property dead: What is an exchange of property deed? A Deed of Exchange or Exchange of Property deed represents a document by which a property is transferred for another property. This document is usually created if the property is exchanged in place of another property sold by mistake. Utilizing the information on property deeds helps determine ownership issues. Suppose you are interested in purchasing a house or looking to alert the authorities for suspicious illegal activities. In that case, the owner's name can be discovered, as ownership transactions are a matter of the public domain. The name and details of the recent buyer or owner can be acquired through the county's office typically associated with collecting taxes, such as the county's treasurer. The county's treasurer is primarily responsible for managing the recent ownership transactions; therefore, that information can be combined with other county records. Some counties charge a small fee if you track ownership information online. To waive this fee, you need to visit the office in person. Property deeds and marketing companies You can also contact the marketing list companies and the marketing brokers who have grown sophisticated over the last few years. They have had the upper hand on the property details, and a list of brokers will allow you to contact a list broker who will provide you with the target information. This process is comparatively more accessible and faster, but limitations are primarily regarding data quality. Data quality can be compromised, mainly if accumulated through different sources. Property deeds are legal documents that signify the name of property owners. If you are interested in buying a house, it is essential to consult a real estate attorney who will mention the protections in warranties and the deed.