Does Target-Use Telecheck or Certegy?
Target uses Certegy to verify the checks—Certegy, a third-party risk assessment firm, screens all personal check payments at Target.
Target can reject checks in 2022 because of a lack of information on file, a poor history, or outstanding obligations. Certegy-like Telecheck services can also be available at some Target locations. At Target, Certegy evaluates your check against its database and recommends whether or not you should approve or deny the transaction based on its risk assessment technology. As part of the risk assessment, statistical studies of historical transactions and check-writing trends are used to compare the current checks with those performed by the system.
Certegy does not consider the use of credit cards or other payment methods. The funds will be removed from your customer’s account the following business day after the payment has been approved. For this reason, Certegy keeps a close eye on market movements or the financial sector to offer the best possible solution for each check—Certegy, a third-party risk assessment firm, screens all personal check payments at Target. The target receives rapid advice from this computerized assessment service on whether or not to accept or reject the check, making the payment procedure secure and straightforward. You can call Certegy directly at 1 (800) 237-3826 if your check has been rejected or if you think they have made a mistake.